Raising Kingdom Financiers for Eternal Impact

Making personal finance and wealth creation simple, practical, and purpose-driven.

Set Free Capital CBO transforms ordinary-income earners into financially stable individuals, equipping them with tools to save, invest, and grow wealth. Our mission is to empower everyday people to fund Kingdom advancement while building lasting financial security for themselves and their communities.

Welcome to Set Free Capital
Lake Basin Dental and Orthopedic Center | Partner
Equity Group Holdings | Partner
Arvocap Asset Management | Partner
Co-operative Bank of Kenya | Partner
Zimele Holdings | Partner
Speak Kenya | Partner
Irise Foundation | Partner
Redeemed Gospel Church Dominion Christian Centre [Imaara Daima] | Partner

About Us

We believe true wealth begins with wisdom, the kind that flows richly from the Word of God.

We’re here to walk with you, step by step, as you grow into the kind of vessel God can pour resources into for Kingdom financing. God funds His own work - but He’s looking for prepared vessels: believers into whose hands He can place the resources needed for Kingdom advancement. People who can manage what He gives with excellence, purpose, and wisdom. Our mission is to help prepare those vessels.

Whether you earn a little or a lot, we’ll help you manage what you have so it grows into something greater - an investment that brings you steady income, even while you sleep. The goal is to reach a point where your money works for you, not just you working for money. That’s the path to true financial freedom - not just for yourself, but for your family, your community, and the work of the Kingdom.

  • Create and Maintain a Budget
  • Eliminate high-interest Debt
  • Build an Emergency Fund and Save consistently
  • Invest wisely and early
  • Set clear financial goals and track progress
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WHY JOIN OUR JOURNEY TO FINANCIAL FREEDOM

There are a multitude of reasons you have to join us but you only need one

01 Personalized, Relevant Guidance Tailored to Each Client’s Unique Situation.

Unlike generic advice, Our coaching adapts to individual goals, risk tolerance, and financial realities. This ensures every recommendation and strategy is practical and impactful for each client’s journey to financial freedom.

02 Accountability and Support That Drive Real Progress.

Clients receive ongoing motivation, regular check-ins, and constructive feedback, which keep them committed to their financial plans and help them overcome obstacles. This active support boosts discipline and accelerates results.

03 Empowerment to Become Financially Independent Decision-Makers.

Our coaching teaches clients how to confidently manage money and investments on their own, reducing reliance on external opinions and enabling smarter, self-sufficient financial decisions—key skills for lasting financial independence.

04 Proven Strategies to Build Healthy Money Habits and Long-Term Wealth.

We help clients create realistic budgets, manage expenses, eliminate debt, save consistently, and invest wisely—holistic approaches that improve financial well-being, reduce stress, and enhance overall quality of life.

05 A Trusted Partner Through Every Challenge with No Pressure and a Judgment-Free Environment.

Our coaching provides a safe space where clients can ask questions freely, receive honest advice, and progress at their own pace without sales pressure or stigma—fostering confidence and financial resilience.

06 Expertise That Cuts Through Confusion and Simplifies Complex Financial Topics Efficiently.

Our team’s specialized knowledge saves clients time and frustration by delivering clear, actionable advice focused on what really matters for their success.

Why join set free capital - school of financial freedom

IMPROVEMENTS GAINED UPON JOINING US

Productivity 100%
Time Utilization Efficiency 90%
Debt Reduction Progress 78%
Financial Confidence Improvement 88%

Services

Our Transformative Financial Freedom Coaching Services

Personal Financial Health Check at Set Free Capital

Personal Finance Health Check

Not sure where you stand financially? Our Personal Finance Health Check is your starting point. We assess your income, expenses, debts, savings, and habits—then give you a clear, honest picture and a faith-driven roadmap to improvement. It's like a financial diagnosis rooted in biblical wisdom. No shame, just clarity and direction. Because you can't fix what you won't face—and God blesses order. Let’s get your finances in shape so they can support the vision He’s placed in your heart.

Personal Finance Coaching at Set Free Capital

Personal Finance Coaching

Struggling with saving, debt, or living paycheck to paycheck? Our personal finance coaching is your breakthrough. We walk with you step by step—budgeting, saving, debt freedom, planning, and growing. Rooted in biblical principles, we believe that stewardship starts with order. When you manage well, you’re positioned for increase. Whether you're earning little or much, we’ll help you master your money so it can work alongside you in your wealth creation journey. It’s time to live in financial freedom—on purpose.

Financial Counselling at Set Free Capital

Corporate Finance Training

Empower your team with dynamic, practical workshops that build financial confidence and lifelong money skills. Our training enhances financial literacy, improves budgeting and saving habits, and introduces smart investing strategies. Help your staff break free from paycheck-to-paycheck living, reduce financial stress, and plan effectively for retirement. Financially secure employees are more focused, productive, and loyal—making this a powerful investment in your people and your business.

Group Finance Coaching

Group Finance Coaching

There’s power in community—and when it comes to money, shared wisdom multiplies growth. Our group coaching sessions bring people together to learn, grow, and transform their finances collectively. From savings plans to investment strategies, we teach biblical principles that unlock financial freedom for families, churches, businesses, and small groups. Whether you’re leading a team or part of one, let’s build wealth God’s way—together. Because when one rises, we all rise. Accountability. Knowledge. Growth. That’s the group advantage.

Couples Finance Training (Marriage Counselling) at Set Free Capital

Couples Finance Coaching

Money can build or break a marriage—but it doesn’t have to divide. Our Couples Finance Coaching helps you and your spouse get on the same page financially, spiritually, and strategically. We guide you in budgeting as one, setting shared goals, managing debt, and building wealth together—God’s way. Whether newlywed or seasoned, we’ll help you turn money into a tool for unity, not tension. Let’s align your hearts and habits—for a love that lasts and prospers.

Investment advice to our clients

Investment Advice

We help you grow what God has entrusted to you through sound, personalized guidance—be it real estate, T-bills, money market funds (MMFs), stocks, business ventures, or more. Our advice is rooted in the Word of God, not hype. We believe prosperity is the responsibility of every believer—not just for comfort, but for Kingdom impact. Let’s multiply your resources with wisdom, unlock new levels of financial freedom, and build wealth that honors God and transforms lives.

Financial Plans at Set Free Capital

Financial Plans

A goal without a plan is just a wish. We help you create clear, actionable financial plans tailored to your life and calling—whether it’s buying a home, starting a business, clearing debt, or planning for retirement. Anchored in biblical principles, our plans bring structure to your dreams and align your money with purpose. With a solid financial roadmap, you can walk in confidence, steward well, and build lasting wealth. Let’s turn your vision into a plan—and your plan into reality.

Debt Management Solutions at Set Free Capital

Debt Recovery Plans

Debt can feel like a prison—but freedom is possible. Our debt recovery strategies are designed to help you break free, step by step. We guide you in organizing what you owe, negotiating better terms, and creating a sustainable payoff plan rooted in biblical wisdom. Because the borrower is servant to the lender—but God’s will is freedom. Let’s silence the shame, restore order, and reclaim your financial peace. It’s time to walk out of debt—and into destiny.

Spiritual Counseling at Set Free Capital

Wholistic Wellness Counselling

Behind many financial struggles are silent battles—addiction, depression, trauma, even suicidal thoughts. Through Restored, we offer wholistic counselling that addresses the emotional, mental, and spiritual wounds holding you back. It's more than money—it’s your wholeness that matters. We walk with you in truth, compassion, and biblical wisdom, helping you heal, rise, and rediscover purpose. Because true financial freedom begins with inner freedom. You were made for more—and your restoration is part of your wealth journey.

Work Process

Discover our clear, step-by-step work process designed to make your financial journey simple and effective. From your first consultation to personalized coaching sessions and ongoing support, we tailor every phase to fit your unique needs. Explore how our structured approach keeps you motivated, accountable, and steadily progressing toward lasting financial freedom.

Financial Check-In – Understanding Where You Are.
01

Financial Check-In – Understanding Where You Are.

We begin with a personalized financial assessment. We review:

Your income and expenses
Debts and savings
Lifestyle habits
Financial goals and challenges

No judgment, just clarity. This step helps us identify where you stand today, so we can build from solid ground.

Custom Plan – Designing Your Personal Growth Path
02

Custom Plan – Designing Your Personal Growth Path

Everyone’s journey is different. We create a tailor-made plan to suit your situation:

Struggling with debt? We’ll help you stabilize.
New job or promotion? We’ll help you grow wisely.
Business owner or hustler? We’ll help you build structure and scale.

You’ll receive a practical, achievable roadmap that reflects your reality and goals.

Budgeting & Cash Flow – Taking Control of Your Money
03

Budgeting & Cash Flow – Taking Control of Your Money

We help you:

Set up a realistic, flexible budget
Track your spending
Identify areas to cut back
Automate savings and payments
Make your money work harder for you

This is where stability begins — when every shilling has a purpose.

Income Growth – Boosting Your Earning Power
04

Income Growth – Boosting Your Earning Power

It’s not just about managing money — it’s about growing it. We explore ways to:

Increase your current income
Monetize your skills or passions
Start or grow a side hustle or business
Maximize career and promotion opportunities

No income is too small to grow. We help you think and act like a wealth builder.

Debt & Savings Strategy – Build While You Break Free
05

Debt & Savings Strategy – Build While You Break Free

We work with you to:

Pay off debt systematically (without pressure)
Start or grow an emergency fund
Set short and long-term savings goals
Avoid bad debt and build strong financial habits
Use your savings to access future opportunities

This step helps you regain confidence and financial breathing room.

Accountability & Growth – Walking With You
06

Accountability & Growth – Walking With You

We don’t leave you after the plan. We provide:

Ongoing support and reviews
Financial check-ins
Adjustments as life changes
Educational tools, tips, and group sessions
Access to our saving and investment platforms

We walk the journey with you — because real change needs support, not just advice.

Background for my CTA Section | Set Free Capital

Let’s help you create wealth—starting with what you already have.

We make wealth-building simple, practical, and exciting. Whether you earn a little or a lot, we’ll help you uncover how your current income—and the resources already around you—can start generating passive income, growing your money, and moving you closer to the life of your dreams.

Portfolio

Explore our Portfolio gallery to discover a curated collection of insightful blog posts through captivating images. Click on any picture to dive deeper into expert tips, inspiring stories, and valuable resources designed to empower your financial journey. Start browsing and unlock the knowledge waiting for you!

  • All
  • Savings
  • Investments
  • Retire Early
  • Budgeting Secret
  • Rich Seniors
  • Debt Free
  • Young & Wealthy
Liaise with one of the top notch financial advisors for sound financial advise here at Set Free Capital.

Everyone Needs a Financial Advisor

The Right Counsel accelerates Increase

Attain Financial Independence at Set free Capital

Attain Financial Independence

Retire Early, Live Fully

Capital Growth for the Young Elite - Set free Capital

Blessed are the Meek

For they shall inherit the earth

Learn how to conquer debt with us at Set Free Capital

Debt Strategy

Conquer Debt, Embrace Financial Freedom!

Rent vs Own - Explore your options, Choose wisely - Set Free Capital

Rent vs Own

Explore your options, Choose wisely

Unlock the Power of Property Investment - Welcome to setfree capital

Land Banking?

Know your options. Choose wisely

NSSF is Insufficient, Invest wisely for your Golden Years

NSSF is Insufficient

Invest wisely for your Golden Years

Emergency Fund: Your Financial Safety Net - Setfree Capital

Saving an Emergency Fund

Your Financial Safety Net

How to become a millionaire with our financial insights -  Set Free Capital

Keep Good Company

Walk with 5 Millionaires, Become the 6th

Invest Smart, Beat Inflation's Losing Game - Talk to our financial advisors at Set Free Capital

Create Wealth

Earn More, Save More, Invest More

Fruitful Prospects for your income - Set Free Capital

Blessed to Build

Turn your Salary into Fruitful Increase

Plan Expenses, Gain Control - Talk to our financial advisors - Set Free Capital

Financial Advisor Tips

Track, Save, Prosper

The essentials of sound budgeting - Set Free Capital

Budgeting

Budget Better, Live Better

The Essentials of Financial Literacy, Empowering your future - Set Free Capital

Invest with Confidence

Investment in Financial Literacy

The Path to Freedom: Mastering the Journey to Become Debt Free - Set Free Capital

From Debt to Wealth

Empowering You to Live Debt-Free

Team

Meet the passionate experts behind your journey to financial freedom! Our dedicated team combines years of experience, personalized coaching skills, and a genuine commitment to your success. Get to know the people who will support, motivate, and guide you every step of the way toward achieving your financial goals and transforming your life.

Team Member - Director of Faith, Ethics & Spiritual Life

Reverend Jackson King'oo

Director of Faith, Ethics & Spiritual Life

I am passionate about guiding people in spiritual growth, cultivating ethical living, and helping others align their daily lives with Kingdom values.

Team Member - Chief Executive Officer

Janet Kilalo

Marketing Director

I blend marketing creativity with financial counselling, helping people and organizations grow, manage money wisely, and build confidence for lasting success in both business and personal finance.

Team Member - Team Leader, Financial Coach

John Kangu

Team Leader, Financial Coach

I am passionate about helping ordinary income earners become better at managing personal finances and build strong, Kingdom-focused financial stability

Team Member - Financial Analyst | Stock Broker

Mophat Mwangi

Financial Analyst

I am here dedicated to delivering clear, data-driven insights that help you make informed decisions and unlock your financial potential.

Team Member - Financial Peer Educator

Faith Muoti

Financial Peer Educator

I enjoy walking with young people starting out in life—helping them grow, make smarter money choices, and build a future they’ll be proud of.

Team Member - Visual Impact & Life Coach

Josiah Matolo

Visual Impact & Life Coach

I blend creativity and coaching—crafting visuals that leave lasting impressions while helping individuals grow, thrive, and achieve their personal and professional goals.

Pricing

Here’s everything you need to start turning your money story around.

From easy-to-use downloads and our eye-opening eBook, to the inspiring hard copy planner and supportive memberships.

Check prices for products and services we offer and take your first step toward real financial freedom.

📘 Single E-Book

KES300

  • Relatable Kenyan style, easy reading
  • Biblical wisdom with money lessons
  • Instant download, start immediately
  • Entry point to financial freedom
Buy Now

📒 Hardcopy Financial Planner

KES1,500

  • Daily planner and savings journal
  • Track income, expenses, and goals
  • Success stories and biblical alignment to supernatural supply
  • Delivered to you, pay delivery
Buy Now

🥉 Bronze

KES1,000

  • Solid first step toward money mastery
  • Free access to 2 e-books
  • Free Excel financial tools workbook
  • Access to Kingdom Finance community
  • Helpful tips for daily money growth
  • Start small today, grow consistently tomorrow.
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🥇 Gold

KSH3,000

  • Step up to structured financial support
  • Hardcopy planner plus e-books
  • One 30-minute planning session
  • Excel financial tools included
  • Access to Kingdom Finance community
  • Updates on lucrative market opportunities
  • Perfect for clarity, accountability, and bold growth.
Buy Now

💎 Platinum

KSH4,000

  • Advanced tools and professional guidance inside
  • Two e-books plus hardcopy planner
  • One 30-minute planning session
  • Two 30-minute planner sessions
  • Excel financial tools workbook
  • Kingdom Finance group membership
  • Exclusive investment and market insights
  • For focused learners ready to accelerate wealth.
Buy Now

👑 Elite

KSH6,000

  • The highest tier for determined builders
  • Everything in Diamond package
  • Extended 90 minutes planner sessions
  • In-depth financial health check
  • Personalized financial plan delivery
  • Couple financial counselling included
  • Mentorship access for guided growth
  • Maximum value, maximum results, maximum transformation.
Buy Now

Testimonials

Don’t just take our word for it—see how our coaching has transformed lives! Check out our testimonials to hear real success stories and get inspired to start your own journey to financial freedom.

Testimonial From Mwalo Elly on how to achieve financial freedom with us at Set Free Capital

Mwalo Elly

Ceo & Founder of Cleanax

Before discovering Set Free Capital, I was stuck in a cycle of debt and living paycheck to paycheck. The financial planner helped me create a personalized savings plan and guided me on how to gradually invest in my small business. Today, I not only have savings but my side hustle has grown into a registered business. What seemed impossible two years ago is now my everyday reality. Thank you for showing me how to plan, save, and grow!

Testimonial From Josial Musau on how to achieve financial freedom with us at Set Free Capital

Josiah Musau

Designer

I never imagined a simple notebook could change my life. The Kingdom Financial Planner helped me track my spending, stay accountable, and most importantly, reminded me daily to seek first the Kingdom of God. I started with saving KES 200 a day, and six months later, I had enough to launch my poultry project. It’s not just a journal - it’s a mindset shift!

Testimonial From Gladys Muigai on how to achieve financial freedom with us at Set Free Capital

Gladys Muigai

Small Business Owner, Nairobi

Before I met the team at Set Free Capital, I was drowning in uncertainty. I had been running a small salon for years but had no idea how to grow it or manage my finances properly. That changed the moment I attended one of their empowerment sessions and got introduced to the Kingdom Growth Fund. I started saving consistently using the financial journal they provided and implemented the mindset strategies they taught. Within 12 months, I expanded my salon, hired two assistants, and even started a second branch! I’m now financially stable, more confident, and mentoring other women in my community. Meeting them was the turning point of my life – spiritually, financially, and emotionally. I’m now building a legacy for my children and giving back to others. God bless this vision!

Testimonial From Raymond Rapok on how to achieve financial freedom with us at Set Free Capital

Raymond Rapok

Mechanical Engineer

I used to feel overwhelmed by money matters—too many expenses, no clear goals. The financial advice I received from your team was practical, faith-based, and tailored to my situation. I learned to budget, clear unnecessary debts, and build a savings cushion. Today, I’m even saving toward buying a house! I finally feel in control and hopeful about my financial future..

Testimonial From Mercy Nabwire on how to achieve financial freedom with us at Set Free Capital

Mercy Nabwire

Freelance Graphic Designer, Kisumu

I was stuck in a cycle of debt. Despite having talent, I didn’t know how to turn it into a sustainable business. A friend introduced me to Set Free Capital, and I decided to give it a try. That was the best decision of my life. They not only helped me believe in myself but also gave me the tools to structure my finances and grow my brand. I started using their Financial planner and journal, which kept me accountable. Within 6 months, I had registered my business, built a client base, and started saving for the first time in my life. Today, I’m debt-free, confident, and dreaming bigger than ever. I finally feel like I have a purpose, and I’m living it

Frequently Asked Questions

Have questions about achieving financial freedom or our coaching services? Our FAQ has all the answers you need! Click through to get clear, helpful information that will guide you toward making confident financial decisions and getting the most out of your journey with us.

Where do I even start if I’m struggling financially?

Start by tracking your income and expenses. Knowing where your money goes is the first step to taking back control.

How much should I be saving each month?

We encourage aiming for 50% of your income to build financial stability quickly. But start where you are—even 2% or 5%—and grow steadily toward that goal.

Is it possible to invest with a small income?

Yes! Even small, consistent investments grow over time. The key is to start early, be consistent, and remain disciplined.

What’s the difference between saving and investing?

Saving keeps your money safe and accessible. Investing helps your money grow, often at higher returns, but involves a bit more risk.

How do I create a budget that works?

List your income, track your expenses, and set spending limits. Our financial planner includes a ready-to-use budget template, income tracker, and goal-setting pages to make budgeting simple.

How can I get out of debt?

List all your debts, prioritize repayments, and cut unnecessary expenses. A plan and small consistent steps make a big difference.

What is financial freedom?

It’s the point where your money works for you—you’re not stuck living paycheck to paycheck, and you can make life choices without financial stress.

Should I tithe or give when I’m in debt or struggling?

Yes. Giving is a biblical principle. Even in tough times, generosity opens the door for breakthrough and shifts your mindset toward abundance.

Why should I prefer a Money Market Fund (MMF) over a bank account?

MMFs typically offer better returns than savings accounts, plus daily interest and easy access to your money—making them ideal for short-term savings and emergency funds.

What’s the advantage of a Money Market Fund over a chama or table banking group?

MMFs are regulated, stable, and don’t rely on member discipline. They provide consistent returns and allow you to build wealth independently and securely.

How do I start building extra income without quitting my job?

Start by managing your current income better and exploring simple income streams that fit your schedule. Our planner has investment tracking tools and side hustle guides to help you begin.

What’s the difference between passive income and active income?

Active income is what you earn by working (like a salary or business). Passive income is money you earn without constant effort—like returns from investments or rental income.

Why does everyone need a financial coach or advisor?

Because having a plan—and someone to walk with you—makes all the difference. A coach helps you avoid mistakes, stay focused, and reach your financial goals faster. Reach out to us for personal financial advice and planning—we’re here to help.

I feel like I’ve hit rock bottom—can I really turn things around?

Yes, you absolutely can. Rock bottom is a great place to rebuild because the only way from here is up. You don’t have to figure it out alone—reach out to us for free financial advice and a fresh start.

Subscribe to our Membership

Join our membership and access tools like a money tracker, net worth calculator, and budget planner—plus quarterly Kingdom Finance eBooks with fresh insights. Get regular updates on investment opportunities and benefit from ventures easier to pursue as a group. Enjoy ongoing financial guidance, shared resources, and a supportive community committed to helping you grow, thrive, and steward wealth with purpose.

JOIN NOW
Subscribe to our Newsletter here at Set Free Capital

Recent Blog Posts

Dive into our blog posts below to unlock expert tips and the insider secrets to your path to financial freedom! Click now and start your journey!

Investments: The one investment you must have

Investment: The one investment you MUST have

John Kangu
/
INVESTMENT

Read More
How saving just KSH 200 a day can make you a millionaire

Savings: How Saving Just Ksh 200 a Day Can Make You a Millionaire

Faith Muoti
/
SAVINGS

Read More
Welcome to Treasury Bills and Bonds

Investment: Secure Wealth Building through T-Bills and Bonds

Janet Kilalo
/
INVESTMENT

Read More

Contact

For all enquiries, please email us using the form below.

Address

Cosmas Ndeti Rd, Imaara Daima

Nairobi, KE 00100

Call Us

+254 790 800 520

Email Us

info@setfreecapital.com

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