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Learn, Grow, and Make Better Money Decisions
Making personal finance and wealth creation simple, practical, and purpose-driven.
Set Free Capital CBO transforms ordinary-income earners into financially stable individuals by helping them understand money, build practical skills, and discover opportunities that can help you earn, save, invest and grow your wealth with confidence.
We help you discover real investment opportunities and provide simple ways to participate through our collective programs.
![Redeemed Gospel Church Dominion Christian Centre [Imaara Daima] | Partner](assets/img/clients/Redeemed Gospel Church Dominion Christian Centre.png)
Who we are
We believe true wealth begins with wisdom, the kind that flows richly from the Word of God.
We equip people with financial literacy, marketable skills for income generation, and connections to real work opportunities - so they can earn, plan, and invest confidently.
Many people want to grow wealth but don’t always know where to start, who to trust, or how to stay disciplined.
We help you understand how money works, how to plan wisely, and how to participate in opportunities that match your goals and risk tolerance.
Our approach blends:
- Sound financial principles
- Transparency and accountability
- Long‑term thinking
- A practical focus on stewardship and impact
WHY JOIN OUR JOURNEY TO FINANCIAL FREEDOM
There are a multitude of reasons you have to join us but you only need one
01 Personalized, Relevant Guidance Tailored to Each Member’s Unique Situation.
Unlike generic advice, Our coaching adapts to individual goals, risk tolerance, and financial realities. This ensures every recommendation and strategy is practical and impactful for each client’s journey to financial freedom.
02 Accountability and Support That Drive Real Progress.
Clients receive ongoing motivation, regular check-ins, and constructive feedback, which keep them committed to their financial plans and help them overcome obstacles. This active support boosts discipline and accelerates results.
03 Empowerment to Become Financially Independent Decision-Makers.
Our coaching teaches clients how to confidently manage money and investments on their own, reducing reliance on external opinions and enabling smarter, self-sufficient financial decisions—key skills for lasting financial independence.
04 Proven Strategies to Build Healthy Money Habits and Long-Term Wealth.
We help clients create realistic budgets, manage expenses, eliminate debt, save consistently, and invest wisely—holistic approaches that improve financial well-being, reduce stress, and enhance overall quality of life.
05 A Trusted Partner Through Every Challenge with No Pressure and a Judgment-Free Environment.
Our coaching provides a safe space where clients can ask questions freely, receive honest advice, and progress at their own pace without sales pressure or stigma—fostering confidence and financial resilience.
06 Expertise That Cuts Through Confusion and Simplifies Complex Financial Topics Efficiently.
Our team’s specialized knowledge saves clients time and frustration by delivering clear, actionable advice focused on what really matters for their success.
IMPROVEMENTS GAINED UPON JOINING US
Productivity 100%
Time Utilization Efficiency
90%
Debt Reduction Progress
78%
Financial Confidence Improvement
88%
How we help
Your learning journey with Set Free Capital:
Learn with us
Learn in a simple, practical way. Join our seminars, webinars, or workshops — or invite us to your chama, team, organization, or workplace. We’ll tailor the training to support your goals and employee development.
Attend or Invite Us
Explore opportunities safely
Our dashboard offers a quick overview of available investment opportunities and highlights a few CMA-approved providers in each space. It’s designed to help you understand, compare, and make more confident decisions as you explore and compare what the wider market offers.
Visit the Opportunities Dashboard
Participate - at your pace
Join our collective programs whenever you’re ready. Start small, grow steadily, and build good habits that fit your life and goals.
Explore Collective Programs
Build Valuable Skills
Learn new skills in a supportive, hands-on environment. Some of our courses are completely free, and others have a small, affordable fee. Every student also receives free financial-literacy training so you can start work life with smart money habits and a strong foundation for building wealth.
Explore Courses We Offer
Earn Through Community Jobs
Be part of our trusted team. We connect you with fair-pay opportunities in your community — whether you’re skilled or simply willing to help and learn. Examples: cleaning, caregiving, errands, plumbing, electrical, laundry, babysitting, office help, and more.
Apply to Join the Team
Hire Trusted Help
When something needs to be done, we’ve got someone you can trust. Our team supports homes, offices, and businesses — kindly, professionally, and affordably. Examples: residential & office cleaning, caregiving, laundry, drivers/chauffeurs, riders and deliveries, electrical, plumbing, errands, and general support.
Request Help TodayWork Process
Discover our clear, step-by-step work process designed to make your financial journey simple and effective. From your first consultation to personalized coaching sessions and ongoing support, we tailor every phase to fit your unique needs. Explore how our structured approach keeps you motivated, accountable, and steadily progressing toward lasting financial freedom.
01
Financial Check-In – Understanding Where You Are.
We begin with a personalized financial assessment. We review:
Your income and expenses
Debts and savings
Lifestyle habits
Financial goals and challenges
No judgment, just clarity. This step helps us identify where you stand today, so we can build from solid ground.
02
Custom Plan – Designing Your Personal Growth Path
Everyone’s journey is different. We create a tailor-made plan to suit your situation:
Struggling with debt? We’ll help you stabilize.
New job or promotion? We’ll help you grow wisely.
Business owner or hustler? We’ll help you build
structure and scale.
You’ll receive a practical, achievable roadmap that reflects your reality and goals.
03
Budgeting & Cash Flow – Taking Control of Your Money
We help you:
Set up a realistic, flexible budget
Track your spending
Identify areas to cut back
Automate savings and payments
Make your money work harder for you
This is where stability begins — when every shilling has a purpose.
04
Income Growth – Boosting Your Earning Power
It’s not just about managing money — it’s about growing it. We explore ways to:
Increase your current income
Monetize your skills or passions
Start or grow a side hustle or business
Maximize career and promotion opportunities
No income is too small to grow. We help you think and act like a wealth builder.
05
Debt & Savings Strategy – Build While You Break Free
We work with you to:
Pay off debt systematically (without pressure)
Start or grow an emergency fund
Set short and long-term savings goals
Avoid bad debt and build strong financial habits
Use your savings to access future opportunities
This step helps you regain confidence and financial breathing room.
06
Accountability & Growth – Walking With You
We don’t leave you after the plan. We provide:
Ongoing support and reviews
Financial check-ins
Adjustments as life changes
Educational tools, tips, and group sessions
Access to our saving and investment platforms
We walk the journey with you — because real change needs support, not just advice.
Let’s help you create wealth—starting with what you already have.
We make wealth-building simple, practical, and exciting. Whether you earn a little or a lot, we’ll help you uncover how your current income—and the resources already around you—can start generating passive income, growing your money, and moving you closer to the life of your dreams.
Free Income & Expense Trackers
FREE MONEY TRACKERS - built right inside the dashboard.
Keeping track of money shouldn’t feel complicated.
Our simple Income & Expense Trackers help you see where your money goes, stay disciplined, and make better decisions - all for free.
- Easy to use
- Works on any device
- Designed for everyday life
INVESTMENT DASHBOARD
See investment options in one place - built right inside the dashboard.
It is designed for learning first - participation second.
The dashboard helps you:
- Understand different categories of investments
- See sample rates and timelines
- Compare features in simple language
- View our collective programs alongside market options
Set Free Capital Collective Programs
PARTICIPATE TOGETHER - with structure and accountability.
Our collective programs give participants a guided way to save, invest, and grow with consistency.
They are built to:
- Encourage disciplined saving
- Share knowledge
- Make opportunities accessible
- Support real‑life financial goals
TRAININGS & SERVICES
INVITE US - or join one of our sessions.
We offer practical financial literacy trainings for groups, organizations, families, and individuals - both online and in‑person.
Our services include:
- 2 - Hour Blueprint to Financial Freedom
- One-on-One Financial Advice & Planning
- Corporate Staff Personal Finance Training
- Chama Group Financial Literacy Training
- Speaking Engagement
Team
Meet the passionate experts behind your journey to financial freedom! Our dedicated team combines years of experience, personalized coaching skills, and a genuine commitment to your success. Get to know the people who will support, motivate, and guide you every step of the way toward achieving your financial goals and transforming your life.
Reverend Jackson King'oo
Director of Faith, Ethics & Spiritual LifeI am passionate about guiding people in spiritual growth, cultivating ethical living, and helping others align their daily lives with Kingdom values.
Janet Kilalo
Marketing DirectorI blend marketing creativity with financial counselling, helping people and organizations grow, manage money wisely, and build confidence for lasting success in both business and personal finance.
John Kangu
Team Leader, Financial CoachI am passionate about helping ordinary income earners become better at managing personal finances and build strong, Kingdom-focused financial stability
Mophat Mwangi
Financial AnalystI am here dedicated to delivering clear, data-driven insights that help you make informed decisions and unlock your financial potential.
Faith Muoti
Financial Peer EducatorI enjoy walking with young people starting out in life—helping them grow, make smarter money choices, and build a future they’ll be proud of.
Josiah Matolo
Visual Impact & Life CoachI blend creativity and coaching—crafting visuals that leave lasting impressions while helping individuals grow, thrive, and achieve their personal and professional goals.
WHY PEOPLE TRUST US
OUR UNWAVERING COMMITMENT TO INTEGRITY
People choose us repeatedly due to our proven track record, innovative solutions, and dedicated support that ensures every project exceeds expectations.
Our services include:
- Clear, honest communication
- Education first - decisions second
- Community‑driven collective programs
- Focus on long‑term growth (not quick wins)
- Guided support from people who care
We believe financial wisdom should relieve pressure - not create confusion.
JOIN US
STAY CONNECTED
OUR UNWAVERING COMMITMENT TO INTEGRITY
Let’s keep learning together.
- Join a workshop
- Ask a question
- Invite us for training
- Receive helpful updates
Contact Us
Join a Session
Testimonials
Don’t just take our word for it—see how our coaching has transformed lives! Check out our testimonials to hear real success stories and get inspired to start your own journey to financial freedom.
Mwalo Elly
Ceo & Founder of Cleanax
Before discovering Set Free Capital, I was stuck in a cycle of debt and living paycheck to paycheck. The financial planner helped me create a personalized savings plan and guided me on how to gradually invest in my small business. Today, I not only have savings but my side hustle has grown into a registered business. What seemed impossible two years ago is now my everyday reality. Thank you for showing me how to plan, save, and grow!
Josiah Musau
Designer
I never imagined a simple notebook could change my life. The Kingdom Financial Planner helped me track my spending, stay accountable, and most importantly, reminded me daily to seek first the Kingdom of God. I started with saving KES 200 a day, and six months later, I had enough to launch my poultry project. It’s not just a journal - it’s a mindset shift!
Gladys Muigai
Small Business Owner, Nairobi
Before I met the team at Set Free Capital, I was drowning in uncertainty. I had been running a small salon for years but had no idea how to grow it or manage my finances properly. That changed the moment I attended one of their empowerment sessions and got introduced to the Kingdom Growth Fund. I started saving consistently using the financial journal they provided and implemented the mindset strategies they taught. Within 12 months, I expanded my salon, hired two assistants, and even started a second branch! I’m now financially stable, more confident, and mentoring other women in my community. Meeting them was the turning point of my life – spiritually, financially, and emotionally. I’m now building a legacy for my children and giving back to others. God bless this vision!
Raymond Rapok
Mechanical Engineer
I used to feel overwhelmed by money matters—too many expenses, no clear goals. The financial advice I received from your team was practical, faith-based, and tailored to my situation. I learned to budget, clear unnecessary debts, and build a savings cushion. Today, I’m even saving toward buying a house! I finally feel in control and hopeful about my financial future..
Mercy Nabwire
Freelance Graphic Designer, Kisumu
I was stuck in a cycle of debt. Despite having talent, I didn’t know how to turn it into a sustainable business. A friend introduced me to Set Free Capital, and I decided to give it a try. That was the best decision of my life. They not only helped me believe in myself but also gave me the tools to structure my finances and grow my brand. I started using their Financial planner and journal, which kept me accountable. Within 6 months, I had registered my business, built a client base, and started saving for the first time in my life. Today, I’m debt-free, confident, and dreaming bigger than ever. I finally feel like I have a purpose, and I’m living it
Frequently Asked Questions
Have questions about achieving financial freedom or our coaching services? Our FAQ has all the answers you need! Click through to get clear, helpful information that will guide you toward making confident financial decisions and getting the most out of your journey with us.
Where do I even start if I’m struggling financially?
Start by tracking your income and expenses. Knowing where your money goes is the first step to taking back control.
How much should I be saving each month?
We encourage aiming for 50% of your income to build financial stability quickly. But start where you are—even 2% or 5%—and grow steadily toward that goal.
Is it possible to invest with a small income?
Yes! Even small, consistent investments grow over time. The key is to start early, be consistent, and remain disciplined.
What’s the difference between saving and investing?
Saving keeps your money safe and accessible. Investing helps your money grow, often at higher returns, but involves a bit more risk.
How do I create a budget that works?
List your income, track your expenses, and set spending limits. Our financial planner includes a ready-to-use budget template, income tracker, and goal-setting pages to make budgeting simple.
How can I get out of debt?
List all your debts, prioritize repayments, and cut unnecessary expenses. A plan and small consistent steps make a big difference.
What is financial freedom?
It’s the point where your money works for you—you’re not stuck living paycheck to paycheck, and you can make life choices without financial stress.
Should I tithe or give when I’m in debt or struggling?
Yes. Giving is a biblical principle. Even in tough times, generosity opens the door for breakthrough and shifts your mindset toward abundance.
Why should I prefer a Money Market Fund (MMF) over a bank account?
MMFs typically offer better returns than savings accounts, plus daily interest and easy access to your money—making them ideal for short-term savings and emergency funds.
What’s the advantage of a Money Market Fund over a chama or table banking group?
MMFs are regulated, stable, and don’t rely on member discipline. They provide consistent returns and allow you to build wealth independently and securely.
How do I start building extra income without quitting my job?
Start by managing your current income better and exploring simple income streams that fit your schedule. Our planner has investment tracking tools and side hustle guides to help you begin.
What’s the difference between passive income and active income?
Active income is what you earn by working (like a salary or business). Passive income is money you earn without constant effort—like returns from investments or rental income.
Why does everyone need a financial coach or advisor?
Because having a plan—and someone to walk with you—makes all the difference. A coach helps you avoid mistakes, stay focused, and reach your financial goals faster. Reach out to us for personal financial advice and planning—we’re here to help.
I feel like I’ve hit rock bottom—can I really turn things around?
Yes, you absolutely can. Rock bottom is a great place to rebuild because the only way from here is up. You don’t have to figure it out alone—reach out to us for free financial advice and a fresh start.
Subscribe to our Membership
Join our membership and access tools like a money tracker, net worth calculator, and budget planner—plus quarterly Kingdom Finance eBooks with fresh insights. Get regular updates on investment opportunities and benefit from ventures easier to pursue as a group. Enjoy ongoing financial guidance, shared resources, and a supportive community committed to helping you grow, thrive, and steward wealth with purpose.
JOIN NOW
Recent Blog Posts
Dive into our blog posts below to unlock expert tips and the insider secrets to your path to financial freedom! Click now and start your journey!
Contact
For all enquiries, please email us using the form below.
Address
Cosmas Ndeti Rd, Imaara Daima
Nairobi, KE 00100
Call Us
+254 790 800 520
Email Us
info@setfreecapital.com